{"id":2540,"date":"2025-11-23T05:34:21","date_gmt":"2025-11-23T02:34:21","guid":{"rendered":"https:\/\/atmalmarafah.com\/?page_id=2540"},"modified":"2025-11-24T21:59:08","modified_gmt":"2025-11-24T18:59:08","slug":"debt-collection","status":"publish","type":"page","link":"https:\/\/atmalmarafah.com\/en\/debt-collection\/","title":{"rendered":"Debt collection"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2540\" class=\"elementor elementor-2540\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3ff949c elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"3ff949c\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-228ab16\" data-id=\"228ab16\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4d9d188 elementor-widget elementor-widget-html\" data-id=\"4d9d188\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- Hero Section -->\r\n<div class=\"debt-collection-hero\">\r\n  <div class=\"hero-container\">\r\n    <div class=\"hero-content\">\r\n      <div class=\"hero-badge\">\r\n        <i class=\"fas fa-money-bill-wave\"><\/i>\r\n        <span>\u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629<\/span>\r\n      <\/div>\r\n      <h1 class=\"hero-title\">\u062a\u062d\u0635\u064a\u0644 <span class=\"highlight\">\u0627\u0644\u062f\u064a\u0648\u0646<\/span><\/h1>\r\n      <p class=\"hero-description\">\r\n        \u0646\u0633\u0627\u0639\u062f\u0643 \u0639\u0644\u0649 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u062d\u0642\u0648\u0642\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0648\u062a\u062d\u0635\u064a\u0644 \u062f\u064a\u0648\u0646\u0643 \u0628\u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0633\u0644\u064a\u0645\u0629\r\n      <\/p>\r\n      <div class=\"hero-cta-buttons\">\r\n        <a href=\"https:\/\/wa.me\/966537117726?text=\u0645\u0631\u062d\u0628\u0627\u064b\u060c \u0623\u062d\u062a\u0627\u062c \u062a\u062d\u0635\u064a\u0644 \u062f\u064a\u0646\" target=\"_blank\" class=\"cta-btn whatsapp\">\r\n          <i class=\"fab fa-whatsapp\"><\/i>\r\n          <span>\u062a\u0648\u0627\u0635\u0644 \u0639\u0628\u0631 \u0648\u0627\u062a\u0633\u0627\u0628<\/span>\r\n        <\/a>\r\n        <a href=\"tel:+966537117726\" class=\"cta-btn call\">\r\n          <i class=\"fas fa-phone-alt\"><\/i>\r\n          <span>\u0627\u062a\u0635\u0644 \u0628\u0646\u0627 \u0627\u0644\u0622\u0646<\/span>\r\n        <\/a>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<!-- Service Details Section -->\r\n<div class=\"service-details-section\">\r\n  <div class=\"details-container\">\r\n\r\n    <div class=\"service-intro\">\r\n      <div class=\"section-badge\">\r\n        <i class=\"fas fa-info-circle\"><\/i>\r\n        <span>\u0646\u0628\u0630\u0629 \u0639\u0646 \u0627\u0644\u062e\u062f\u0645\u0629<\/span>\r\n      <\/div>\r\n      <h2 class=\"section-title\">\u062d\u0644\u0648\u0644 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0641\u0639\u0627\u0644\u0629 <span class=\"highlight-text\">\u0644\u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646<\/span><\/h2>\r\n      <div class=\"intro-content\">\r\n        <p>\r\n          \u0641\u064a <strong>\u0634\u0631\u0643\u0629 \u0623\u062a\u0645 \u0627\u0644\u0645\u0639\u0631\u0641\u0629 \u0644\u0644\u0645\u062d\u0627\u0645\u0627\u0629<\/strong>\u060c \u0646\u0642\u062f\u0645 \u062e\u062f\u0645\u0627\u062a \u0645\u062a\u062e\u0635\u0635\u0629 \u0641\u064a \u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646 \u0648\u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0645\u0646 \u062e\u0644\u0627\u0644 \u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0641\u0639\u0627\u0644\u0629 \u0648\u0627\u0644\u0633\u0644\u064a\u0645\u0629\u060c \u0645\u0639 \u0627\u0644\u062d\u0641\u0627\u0638 \u0639\u0644\u0649 \u062d\u0642\u0648\u0642\u0643 \u0648\u0636\u0645\u0627\u0646 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u0645\u0648\u0627\u0644\u0643.\r\n        <\/p>\r\n\r\n        <p>\r\n          \u0641\u0631\u064a\u0642\u0646\u0627 \u0645\u0646 <strong>\u0627\u0644\u0645\u062d\u0627\u0645\u064a\u0646 \u0627\u0644\u0645\u062a\u062e\u0635\u0635\u064a\u0646<\/strong> \u064a\u062a\u0645\u062a\u0639 \u0628\u062e\u0628\u0631\u0629 \u0648\u0627\u0633\u0639\u0629 \u0641\u064a \u0627\u0644\u062a\u0639\u0627\u0645\u0644 \u0645\u0639 \u0642\u0636\u0627\u064a\u0627 \u0627\u0644\u062f\u064a\u0648\u0646\u060c \u0633\u0648\u0627\u0621 \u0643\u0627\u0646\u062a \u062f\u064a\u0648\u0646 \u062a\u062c\u0627\u0631\u064a\u0629 \u0623\u0648 \u0634\u064a\u0643\u0627\u062a \u0645\u0631\u062a\u062f\u0629 \u0623\u0648 \u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0639\u0642\u0627\u0631\u064a\u0629\u060c \u0648\u0646\u0639\u0645\u0644 \u0639\u0644\u0649 \u0625\u064a\u062c\u0627\u062f \u0627\u0644\u062d\u0644\u0648\u0644 \u0627\u0644\u0623\u0645\u062b\u0644 \u0644\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0623\u0645\u0648\u0627\u0644\u0643 \u0628\u0623\u0633\u0631\u0639 \u0648\u0642\u062a \u0645\u0645\u0643\u0646.\r\n        <\/p>\r\n\r\n        <div class=\"intro-highlight\">\r\n          <i class=\"fas fa-hand-holding-usd\"><\/i>\r\n          <div>\r\n            <h4>\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u062d\u0642\u0648\u0642\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/h4>\r\n            <p>\u0646\u0644\u062a\u0632\u0645 \u0628\u0645\u0633\u0627\u0639\u062f\u062a\u0643 \u0639\u0644\u0649 \u062a\u062d\u0635\u064a\u0644 \u062f\u064a\u0648\u0646\u0643 \u0648\u0645\u0633\u062a\u062d\u0642\u0627\u062a\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0628\u0643\u0644 \u0642\u0648\u0629 \u0648\u0645\u0647\u0646\u064a\u0629<\/p>\r\n          <\/div>\r\n        <\/div>\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- Service Areas -->\r\n    <div class=\"service-areas\">\r\n      <div class=\"section-badge\">\r\n        <i class=\"fas fa-list-check\"><\/i>\r\n        <span>\u062e\u062f\u0645\u0627\u062a\u0646\u0627 \u0641\u064a \u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646<\/span>\r\n      <\/div>\r\n      <h2 class=\"section-title\">\u0645\u062c\u0627\u0644\u0627\u062a <span class=\"highlight-text\">Debt collection<\/span><\/h2>\r\n\r\n      <div class=\"areas-grid\">\r\n\r\n        <div class=\"area-card\">\r\n          <div class=\"area-icon\">\r\n            <i class=\"fas fa-briefcase\"><\/i>\r\n          <\/div>\r\n          <h3>\u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629<\/h3>\r\n          <p>\u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0627\u062a \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0627\u0644\u062f\u064a\u0648\u0646 \u0628\u064a\u0646 \u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0648\u0627\u0644\u0645\u0648\u0631\u062f\u064a\u0646 \u0648\u0627\u0644\u0639\u0645\u0644\u0627\u0621<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"area-card\">\r\n          <div class=\"area-icon\">\r\n            <i class=\"fas fa-money-check-alt\"><\/i>\r\n          <\/div>\r\n          <h3>\u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0627\u0644\u0645\u0631\u062a\u062f\u0629<\/h3>\r\n          <p>\u0645\u062a\u0627\u0628\u0639\u0629 \u0642\u0636\u0627\u064a\u0627 \u0627\u0644\u0634\u064a\u0643\u0627\u062a \u0628\u062f\u0648\u0646 \u0631\u0635\u064a\u062f \u0648\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0642\u064a\u0645\u062a\u0647\u0627 \u0628\u0627\u0644\u0637\u0631\u0642 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"area-card\">\r\n          <div class=\"area-icon\">\r\n            <i class=\"fas fa-calculator\"><\/i>\r\n          <\/div>\r\n          <h3>\u062e\u0637\u0637 \u0627\u0644\u0633\u062f\u0627\u062f<\/h3>\r\n          <p>\u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0639\u0644\u0649 \u062c\u062f\u0627\u0648\u0644 \u0633\u062f\u0627\u062f \u0645\u0631\u0646\u0629 \u0648\u062a\u0646\u0638\u064a\u0645 \u062e\u0637\u0637 \u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0648\u0646<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"area-card\">\r\n          <div class=\"area-icon\">\r\n            <i class=\"fas fa-bell\"><\/i>\r\n          <\/div>\r\n          <h3>\u0627\u0644\u0625\u0646\u0630\u0627\u0631\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629<\/h3>\r\n          <p>\u0625\u0639\u062f\u0627\u062f \u0648\u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0625\u0646\u0630\u0627\u0631\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0644\u0644\u0645\u062f\u064a\u0646\u064a\u0646 \u0644\u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u0645\u0633\u062a\u062d\u0642\u0627\u062a<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"area-card\">\r\n          <div class=\"area-icon\">\r\n            <i class=\"fas fa-gavel\"><\/i>\r\n          <\/div>\r\n          <h3>\u0631\u0641\u0639 \u0627\u0644\u062f\u0639\u0627\u0648\u0649<\/h3>\r\n          <p>\u0631\u0641\u0639 \u062f\u0639\u0627\u0648\u0649 \u0642\u0636\u0627\u0626\u064a\u0629 \u0644\u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646 \u0623\u0645\u0627\u0645 \u0627\u0644\u0645\u062d\u0627\u0643\u0645 \u0627\u0644\u0645\u062e\u062a\u0635\u0629<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"area-card\">\r\n          <div class=\"area-icon\">\r\n            <i class=\"fas fa-warehouse\"><\/i>\r\n          <\/div>\r\n          <h3>\u062d\u062c\u0632 \u0627\u0644\u0623\u0635\u0648\u0644<\/h3>\r\n          <p>\u062a\u0646\u0641\u064a\u0630 \u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062d\u062c\u0632 \u0627\u0644\u062a\u062d\u0641\u0638\u064a \u0639\u0644\u0649 \u0623\u0645\u0648\u0627\u0644 \u0648\u0623\u0635\u0648\u0644 \u0627\u0644\u0645\u062f\u064a\u0646\u064a\u0646<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"area-card\">\r\n          <div class=\"area-icon\">\r\n            <i class=\"fas fa-handshake\"><\/i>\r\n          <\/div>\r\n          <h3>\u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0639\u0644\u0649 \u0627\u0644\u062a\u0633\u0648\u064a\u0627\u062a<\/h3>\r\n          <p>\u0627\u0644\u0648\u0633\u0627\u0637\u0629 \u0648\u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0644\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062a\u0633\u0648\u064a\u0627\u062a \u0648\u062f\u064a\u0629 \u0645\u0639 \u0627\u0644\u0645\u062f\u064a\u0646\u064a\u0646<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"area-card\">\r\n          <div class=\"area-icon\">\r\n            <i class=\"fas fa-clipboard-check\"><\/i>\r\n          <\/div>\r\n          <h3>\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u062a\u0646\u0641\u064a\u0630<\/h3>\r\n          <p>\u0645\u062a\u0627\u0628\u0639\u0629 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u0623\u062d\u0643\u0627\u0645 \u0627\u0644\u0642\u0636\u0627\u0626\u064a\u0629 \u0648\u0627\u0633\u062a\u0631\u062f\u0627\u062f \u0627\u0644\u0645\u0628\u0627\u0644\u063a \u0627\u0644\u0645\u062d\u0643\u0648\u0645 \u0628\u0647\u0627<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"area-card\">\r\n          <div class=\"area-icon\">\r\n            <i class=\"fas fa-chart-line\"><\/i>\r\n          <\/div>\r\n          <h3>\u0625\u0639\u0627\u062f\u0629 \u0647\u064a\u0643\u0644\u0629 \u0627\u0644\u062f\u064a\u0648\u0646<\/h3>\r\n          <p>\u0625\u0639\u0627\u062f\u0629 \u0647\u064a\u0643\u0644\u0629 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u0645\u062a\u0639\u062b\u0631\u0629 \u0648\u0625\u064a\u062c\u0627\u062f \u062d\u0644\u0648\u0644 \u0645\u0627\u0644\u064a\u0629 \u0645\u0646\u0627\u0633\u0628\u0629<\/p>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- Why Choose Us -->\r\n    <div class=\"why-choose-us\">\r\n      <div class=\"section-badge\">\r\n        <i class=\"fas fa-star\"><\/i>\r\n        <span>\u0644\u0645\u0627\u0630\u0627 \u0646\u062d\u0646<\/span>\r\n      <\/div>\r\n      <h2 class=\"section-title\">\u0644\u0645\u0627\u0630\u0627 \u062a\u062e\u062a\u0627\u0631\u0646\u0627 <span class=\"highlight-text\">\u0644\u062a\u062d\u0635\u064a\u0644 \u062f\u064a\u0648\u0646\u0643<\/span>\u061f<\/h2>\r\n\r\n      <div class=\"benefits-grid\">\r\n\r\n        <div class=\"benefit-card\">\r\n          <div class=\"benefit-icon\">\r\n            <i class=\"fas fa-award\"><\/i>\r\n          <\/div>\r\n          <h4>\u062e\u0628\u0631\u0629 \u0645\u062a\u062e\u0635\u0635\u0629<\/h4>\r\n          <p>\u0641\u0631\u064a\u0642 \u0645\u0646 \u0627\u0644\u0645\u062d\u0627\u0645\u064a\u0646 \u0630\u0648\u064a \u0627\u0644\u062e\u0628\u0631\u0629 \u0627\u0644\u0648\u0627\u0633\u0639\u0629 \u0641\u064a \u0642\u0636\u0627\u064a\u0627 \u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"benefit-card\">\r\n          <div class=\"benefit-icon\">\r\n            <i class=\"fas fa-tachometer-alt\"><\/i>\r\n          <\/div>\r\n          <h4>\u0633\u0631\u0639\u0629 \u0627\u0644\u062a\u0646\u0641\u064a\u0630<\/h4>\r\n          <p>\u0646\u0639\u0645\u0644 \u0628\u0643\u0641\u0627\u0621\u0629 \u0639\u0627\u0644\u064a\u0629 \u0644\u062a\u062d\u0635\u064a\u0644 \u062f\u064a\u0648\u0646\u0643 \u0641\u064a \u0623\u0633\u0631\u0639 \u0648\u0642\u062a \u0645\u0645\u0643\u0646<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"benefit-card\">\r\n          <div class=\"benefit-icon\">\r\n            <i class=\"fas fa-shield-alt\"><\/i>\r\n          <\/div>\r\n          <h4>\u062d\u0645\u0627\u064a\u0629 \u062d\u0642\u0648\u0642\u0643<\/h4>\r\n          <p>\u0646\u0633\u062a\u062e\u062f\u0645 \u062c\u0645\u064a\u0639 \u0627\u0644\u0648\u0633\u0627\u0626\u0644 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0627\u0644\u0645\u062a\u0627\u062d\u0629 \u0644\u062d\u0645\u0627\u064a\u0629 \u0645\u0635\u0627\u0644\u062d\u0643 \u0627\u0644\u0645\u0627\u0644\u064a\u0629<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"benefit-card\">\r\n          <div class=\"benefit-icon\">\r\n            <i class=\"fas fa-percent\"><\/i>\r\n          <\/div>\r\n          <h4>\u0646\u0633\u0628\u0629 \u0646\u062c\u0627\u062d \u0639\u0627\u0644\u064a\u0629<\/h4>\r\n          <p>\u062d\u0642\u0642\u0646\u0627 \u0646\u062a\u0627\u0626\u062c \u0625\u064a\u062c\u0627\u0628\u064a\u0629 \u0641\u064a \u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u0639\u062f\u064a\u062f \u0645\u0646 \u0627\u0644\u062f\u064a\u0648\u0646 \u0627\u0644\u0645\u062a\u0639\u062b\u0631\u0629<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"benefit-card\">\r\n          <div class=\"benefit-icon\">\r\n            <i class=\"fas fa-balance-scale\"><\/i>\r\n          <\/div>\r\n          <h4>\u0637\u0631\u0642 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0633\u0644\u064a\u0645\u0629<\/h4>\r\n          <p>\u0646\u0644\u062a\u0632\u0645 \u0628\u062c\u0645\u064a\u0639 \u0627\u0644\u0625\u062c\u0631\u0627\u0621\u0627\u062a \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0648\u0627\u0644\u0646\u0638\u0627\u0645\u064a\u0629 \u0641\u064a \u0639\u0645\u0644\u064a\u0629 \u0627\u0644\u062a\u062d\u0635\u064a\u0644<\/p>\r\n        <\/div>\r\n\r\n        <div class=\"benefit-card\">\r\n          <div class=\"benefit-icon\">\r\n            <i class=\"fas fa-phone-volume\"><\/i>\r\n          <\/div>\r\n          <h4>\u0645\u062a\u0627\u0628\u0639\u0629 \u062f\u0627\u0626\u0645\u0629<\/h4>\r\n          <p>\u0646\u0628\u0642\u064a\u0643 \u0639\u0644\u0649 \u0627\u0637\u0644\u0627\u0639 \u0645\u0633\u062a\u0645\u0631 \u0628\u062a\u0637\u0648\u0631\u0627\u062a \u0639\u0645\u0644\u064a\u0629 \u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0646<\/p>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n\r\n    <!-- How It Works -->\r\n    <div class=\"how-it-works\">\r\n      <div class=\"section-badge\">\r\n        <i class=\"fas fa-cogs\"><\/i>\r\n        <span>\u062e\u0637\u0648\u0627\u062a \u0627\u0644\u0639\u0645\u0644<\/span>\r\n      <\/div>\r\n      <h2 class=\"section-title\">\u0643\u064a\u0641 \u0646\u062d\u0635\u0644 <span class=\"highlight-text\">\u062f\u064a\u0648\u0646\u0643<\/span>\u061f<\/h2>\r\n\r\n      <div class=\"steps-timeline\">\r\n\r\n        <div class=\"timeline-step\">\r\n          <div class=\"step-number\">1<\/div>\r\n          <div class=\"step-info\">\r\n            <h4>\u062f\u0631\u0627\u0633\u0629 \u0627\u0644\u062d\u0627\u0644\u0629<\/h4>\r\n            <p>\u0646\u0633\u062a\u0645\u0639 \u0644\u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0646 \u0648\u0646\u0642\u064a\u0651\u0645 \u0627\u0644\u0648\u0636\u0639 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a \u0648\u0627\u0644\u0645\u0633\u062a\u0646\u062f\u0627\u062a \u0627\u0644\u0645\u062a\u0627\u062d\u0629<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"timeline-step\">\r\n          <div class=\"step-number\">2<\/div>\r\n          <div class=\"step-info\">\r\n            <h4>\u0627\u0644\u0625\u0646\u0630\u0627\u0631 \u0627\u0644\u0642\u0627\u0646\u0648\u0646\u064a<\/h4>\r\n            <p>\u0646\u0631\u0633\u0644 \u0625\u0646\u0630\u0627\u0631\u0627\u062a \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0631\u0633\u0645\u064a\u0629 \u0644\u0644\u0645\u062f\u064a\u0646 \u0644\u0645\u0637\u0627\u0644\u0628\u062a\u0647 \u0628\u0633\u062f\u0627\u062f \u0627\u0644\u062f\u064a\u0646<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"timeline-step\">\r\n          <div class=\"step-number\">3<\/div>\r\n          <div class=\"step-info\">\r\n            <h4>\u0627\u0644\u062a\u0641\u0627\u0648\u0636 \u0648\u0627\u0644\u0648\u0633\u0627\u0637\u0629<\/h4>\r\n            <p>\u0646\u062d\u0627\u0648\u0644 \u0627\u0644\u0648\u0635\u0648\u0644 \u0625\u0644\u0649 \u062a\u0633\u0648\u064a\u0629 \u0648\u062f\u064a\u0629 \u0645\u0639 \u0627\u0644\u0645\u062f\u064a\u0646 \u0642\u0628\u0644 \u0627\u0644\u0644\u062c\u0648\u0621 \u0644\u0644\u0642\u0636\u0627\u0621<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"timeline-step\">\r\n          <div class=\"step-number\">4<\/div>\r\n          <div class=\"step-info\">\r\n            <h4>\u0631\u0641\u0639 \u0627\u0644\u062f\u0639\u0648\u0649<\/h4>\r\n            <p>\u0625\u0630\u0627 \u0644\u0632\u0645 \u0627\u0644\u0623\u0645\u0631\u060c \u0646\u0631\u0641\u0639 \u062f\u0639\u0648\u0649 \u0642\u0636\u0627\u0626\u064a\u0629 \u0648\u0646\u0645\u062b\u0644\u0643 \u0623\u0645\u0627\u0645 \u0627\u0644\u0645\u062d\u0643\u0645\u0629<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n        <div class=\"timeline-step\">\r\n          <div class=\"step-number\">5<\/div>\r\n          <div class=\"step-info\">\r\n            <h4>\u0627\u0644\u062a\u0646\u0641\u064a\u0630 \u0648\u0627\u0644\u062a\u062d\u0635\u064a\u0644<\/h4>\r\n            <p>\u0646\u062a\u0627\u0628\u0639 \u062a\u0646\u0641\u064a\u0630 \u0627\u0644\u062d\u0643\u0645 \u0648\u0646\u062d\u0635\u0644 \u0645\u0633\u062a\u062d\u0642\u0627\u062a\u0643 \u0628\u0627\u0644\u0643\u0627\u0645\u0644<\/p>\r\n          <\/div>\r\n        <\/div>\r\n\r\n      <\/div>\r\n    <\/div>\r\n\r\n  <\/div>\r\n<\/div>\r\n\r\n<!-- CTA Section -->\r\n<div class=\"service-cta-section\">\r\n  <div class=\"cta-container\">\r\n    <div class=\"cta-content\">\r\n      <div class=\"cta-icon\">\r\n        <i class=\"fas fa-money-bill-wave\"><\/i>\r\n      <\/div>\r\n      <h2>\u0647\u0644 \u062a\u062d\u062a\u0627\u062c \u062a\u062d\u0635\u064a\u0644 \u062f\u064a\u0646\u061f<\/h2>\r\n      <p>\u062a\u0648\u0627\u0635\u0644 \u0645\u0639\u0646\u0627 \u0627\u0644\u0622\u0646 \u0648\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0642\u0627\u0646\u0648\u0646\u064a\u0629 \u0645\u062c\u0627\u0646\u064a\u0629 \u0644\u062a\u062d\u0635\u064a\u0644 \u062f\u064a\u0648\u0646\u0643<\/p>\r\n      <div class=\"cta-buttons\">\r\n        <a href=\"https:\/\/wa.me\/966537117726?text=\u0645\u0631\u062d\u0628\u0627\u064b\u060c \u0623\u062d\u062a\u0627\u062c \u062a\u062d\u0635\u064a\u0644 \u062f\u064a\u0646\" target=\"_blank\" class=\"cta-button primary\">\r\n          <i class=\"fab fa-whatsapp\"><\/i>\r\n          <span>\u062a\u0648\u0627\u0635\u0644 \u0639\u0628\u0631 \u0648\u0627\u062a\u0633\u0627\u0628<\/span>\r\n        <\/a>\r\n        <a href=\"tel:+966537117726\" class=\"cta-button secondary\">\r\n          <i class=\"fas fa-phone-alt\"><\/i>\r\n          <span>\u0627\u062a\u0635\u0644 \u0628\u0646\u0627 \u0627\u0644\u0622\u0646<\/span>\r\n        <\/a>\r\n      <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n\r\n<!-- Contact Form Section -->\r\n<div class=\"atm-contact-form-section\">\r\n  <div class=\"contact-form-container\">\r\n\r\n    <div class=\"form-header\">\r\n      <div class=\"header-badge-form\">\r\n        <i class=\"fas fa-envelope\"><\/i>\r\n        <span>\u0627\u062d\u062c\u0632 \u0627\u0633\u062a\u0634\u0627\u0631\u062a\u0643<\/span>\r\n      <\/div>\r\n      <h2 class=\"form-title\">\u0627\u0645\u0644\u0623 \u0627\u0644\u0646\u0645\u0648\u0630\u062c <span class=\"highlight-form\">\u0648\u0633\u0646\u062a\u0648\u0627\u0635\u0644 \u0645\u0639\u0643<\/span><\/h2>\r\n      <p class=\"form-description\">\r\n        \u0623\u062f\u062e\u0644 \u0628\u064a\u0627\u0646\u0627\u062a\u0643 \u0648\u0633\u0646\u062a\u0648\u0627\u0635\u0644 \u0645\u0639\u0643 \u062e\u0644\u0627\u0644 24 \u0633\u0627\u0639\u0629\r\n      <\/p>\r\n      <div class=\"title-underline-form\"><\/div>\r\n    <\/div>\r\n\r\n    <div class=\"contact-grid\">\r\n\r\n      <div class=\"contact-info-side\">\r\n        <div class=\"info-box\">\r\n          <div class=\"info-box-icon\">\r\n            <i class=\"fas fa-phone-alt\"><\/i>\r\n          <\/div>\r\n          <h3>Contact us<\/h3>\r\n          <p><a href=\"tel:+966537117726\">+966 537 117 726<\/a><\/p>\r\n        <\/div>\r\n\r\n        <div class=\"info-box\">\r\n          <div class=\"info-box-icon\">\r\n            <i class=\"fab fa-whatsapp\"><\/i>\r\n          <\/div>\r\n          <h3>\u0648\u0627\u062a\u0633\u0627\u0628<\/h3>\r\n          <p><a href=\"https:\/\/wa.me\/966537117726?text=\u0645\u0631\u062d\u0628\u0627\u064b\u060c \u0623\u062d\u062a\u0627\u062c \u062a\u062d\u0635\u064a\u0644 \u062f\u064a\u0646\" target=\"_blank\">+966 537 117 726<\/a><\/p>\r\n        <\/div>\r\n\r\n        <div class=\"info-box\">\r\n          <div class=\"info-box-icon\">\r\n            <i class=\"fas fa-envelope\"><\/i>\r\n          <\/div>\r\n          <h3>E-Mail<\/h3>\r\n          <p><a href=\"mailto:support@atmalmarafah.com\">support@atmalmarafah.com<\/a><\/p>\r\n        <\/div>\r\n\r\n        <div class=\"info-box\">\r\n          <div class=\"info-box-icon\">\r\n            <i class=\"fas fa-clock\"><\/i>\r\n          <\/div>\r\n          <h3>\u0633\u0627\u0639\u0627\u062a \u0627\u0644\u0639\u0645\u0644<\/h3>\r\n          <p>\u0627\u0644\u0623\u062d\u062f - \u0627\u0644\u062e\u0645\u064a\u0633<br>9:00 \u0635 - 5:00 \u0645<\/p>\r\n        <\/div>\r\n      <\/div>\r\n\r\n      <div class=\"contact-form-side\">\r\n        <form class=\"contact-form\" id=\"debtCollectionForm\" action=\"\">\r\n          <input type=\"hidden\" name=\"service_type\" value=\"\u062a\u062d\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0648\u0646\">\r\n\r\n          <div class=\"form-row\">\r\n            <div class=\"form-group-contact\">\r\n              <label for=\"fullName\">\r\n                <i class=\"fas fa-user\"><\/i>\r\n                \u0627\u0644\u0627\u0633\u0645 \u0627\u0644\u0643\u0627\u0645\u0644\r\n              <\/label>\r\n              <input type=\"text\" id=\"fullName\" name=\"full_name\" placeholder=\"\u0623\u062f\u062e\u0644 \u0627\u0633\u0645\u0643 \u0627\u0644\u0643\u0627\u0645\u0644\" required>\r\n            <\/div>\r\n\r\n            <div class=\"form-group-contact\">\r\n              <label for=\"phoneNumber\">\r\n                <i class=\"fas fa-phone\"><\/i>\r\n                \u0631\u0642\u0645 \u0627\u0644\u062c\u0648\u0627\u0644\r\n              <\/label>\r\n              <input type=\"tel\" id=\"phoneNumber\" name=\"phone_number\" placeholder=\"05XXXXXXXX\" required>\r\n            <\/div>\r\n          <\/div>\r\n\r\n          <div class=\"form-group-contact full-width\">\r\n            <label for=\"emailAddress\">\r\n              <i class=\"fas fa-envelope\"><\/i>\r\n              E-Mail\r\n            <\/label>\r\n            <input type=\"email\" id=\"emailAddress\" name=\"email_address\" placeholder=\"example@domain.com\" required>\r\n          <\/div>\r\n\r\n          <div class=\"form-group-contact full-width\">\r\n            <label for=\"messageText\">\r\n              <i class=\"fas fa-comment-dots\"><\/i>\r\n              \u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0646\r\n            <\/label>\r\n            <textarea id=\"messageText\" name=\"message_text\" rows=\"6\" placeholder=\"\u0627\u0643\u062a\u0628 \u062a\u0641\u0627\u0635\u064a\u0644 \u0627\u0644\u062f\u064a\u0646 \u0627\u0644\u0630\u064a \u062a\u0631\u064a\u062f \u062a\u062d\u0635\u064a\u0644\u0647...\" required><\/textarea>\r\n          <\/div>\r\n\r\n          <div class=\"form-actions-contact\">\r\n            <button type=\"submit\" class=\"submit-contact-btn\" id=\"submitBtn\">\r\n              <span class=\"btn-text\">\u0625\u0631\u0633\u0627\u0644 \u0627\u0644\u0637\u0644\u0628<\/span>\r\n              <span class=\"btn-loader\" style=\"display: none;\">\r\n                <i class=\"fas fa-spinner fa-spin\"><\/i>\r\n              <\/span>\r\n              <i class=\"fas fa-paper-plane\"><\/i>\r\n            <\/button>\r\n          <\/div>\r\n\r\n          <div class=\"form-message\" id=\"formMessage\" style=\"display: none;\"><\/div>\r\n        <input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\r\n      <\/div>\r\n\r\n    <\/div>\r\n\r\n  <\/div>\r\n<\/div>\r\n\r\n<style>\r\n* {\r\n  box-sizing: border-box;\r\n  margin: 0;\r\n  padding: 0;\r\n}\r\n\r\n\/* Hero Section *\/\r\n.debt-collection-hero {\r\n  min-height: 70vh;\r\n  background: linear-gradient(135deg, #1D2E55 0%, #0f1a35 100%);\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  padding: 100px 20px;\r\n  position: relative;\r\n  overflow: hidden;\r\n}\r\n\r\n.debt-collection-hero::before {\r\n  content: '';\r\n  position: absolute;\r\n  top: -50%;\r\n  right: -50%;\r\n  width: 200%;\r\n  height: 200%;\r\n  background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 70%);\r\n  animation: rotate 30s linear infinite;\r\n}\r\n\r\n.hero-container {\r\n  max-width: 1200px;\r\n  width: 100%;\r\n  position: relative;\r\n  z-index: 2;\r\n}\r\n\r\n.hero-content {\r\n  text-align: center;\r\n  color: #ffffff;\r\n  animation: fadeInUp 0.8s ease;\r\n}\r\n\r\n.hero-badge {\r\n  display: inline-flex;\r\n  align-items: center;\r\n  gap: 10px;\r\n  background: rgba(255, 255, 255, 0.1);\r\n  backdrop-filter: blur(10px);\r\n  padding: 12px 24px;\r\n  border-radius: 50px;\r\n  margin-bottom: 30px;\r\n  border: 2px solid rgba(255, 255, 255, 0.2);\r\n}\r\n\r\n.hero-badge i {\r\n  font-size: 18px;\r\n}\r\n\r\n.hero-badge span {\r\n  font-size: 15px;\r\n  font-weight: 700;\r\n}\r\n\r\n.hero-title {\r\n  font-size: 4rem;\r\n  font-weight: 900;\r\n  margin-bottom: 25px;\r\n  line-height: 1.2;\r\n}\r\n\r\n.hero-title .highlight {\r\n  position: relative;\r\n  display: inline-block;\r\n}\r\n\r\n.hero-title .highlight::after {\r\n  content: '';\r\n  position: absolute;\r\n  bottom: 10px;\r\n  left: -10px;\r\n  right: -10px;\r\n  height: 20px;\r\n  background: rgba(255, 255, 255, 0.2);\r\n  z-index: -1;\r\n  border-radius: 8px;\r\n  transform: skew(-3deg);\r\n}\r\n\r\n.hero-description {\r\n  font-size: 1.3rem;\r\n  margin-bottom: 40px;\r\n  opacity: 0.95;\r\n  max-width: 800px;\r\n  margin-left: auto;\r\n  margin-right: auto;\r\n  line-height: 1.8;\r\n}\r\n\r\n.hero-cta-buttons {\r\n  display: flex;\r\n  justify-content: center;\r\n  gap: 20px;\r\n  flex-wrap: wrap;\r\n}\r\n\r\n.cta-btn {\r\n  display: inline-flex;\r\n  align-items: center;\r\n  gap: 12px;\r\n  padding: 20px 40px;\r\n  border-radius: 50px;\r\n  font-size: 1.1rem;\r\n  font-weight: 700;\r\n  text-decoration: none;\r\n  transition: all 0.3s ease;\r\n}\r\n\r\n.cta-btn.whatsapp {\r\n  background: #25D366;\r\n  color: #ffffff;\r\n  box-shadow: 0 10px 30px rgba(37, 211, 102, 0.4);\r\n}\r\n\r\n.cta-btn.whatsapp:hover {\r\n  transform: translateY(-5px);\r\n  box-shadow: 0 15px 40px rgba(37, 211, 102, 0.6);\r\n}\r\n\r\n.cta-btn.call {\r\n  background: #ffffff;\r\n  color: #1D2E55;\r\n  box-shadow: 0 10px 30px rgba(255, 255, 255, 0.3);\r\n}\r\n\r\n.cta-btn.call:hover {\r\n  transform: translateY(-5px);\r\n  box-shadow: 0 15px 40px rgba(255, 255, 255, 0.5);\r\n}\r\n\r\n\/* Service Details Section *\/\r\n.service-details-section {\r\n  padding: 100px 20px;\r\n  background: #ffffff;\r\n}\r\n\r\n.details-container {\r\n  max-width: 1200px;\r\n  margin: 0 auto;\r\n}\r\n\r\n.section-badge {\r\n  display: inline-flex;\r\n  align-items: center;\r\n  gap: 10px;\r\n  background: rgba(29, 46, 85, 0.08);\r\n  padding: 10px 20px;\r\n  border-radius: 50px;\r\n  margin-bottom: 20px;\r\n  border: 2px solid rgba(29, 46, 85, 0.1);\r\n}\r\n\r\n.section-badge i {\r\n  color: #1D2E55;\r\n  font-size: 16px;\r\n}\r\n\r\n.section-badge span {\r\n  color: #1D2E55;\r\n  font-size: 14px;\r\n  font-weight: 700;\r\n}\r\n\r\n.section-title {\r\n  font-size: 3rem;\r\n  color: #1D2E55;\r\n  font-weight: 900;\r\n  margin-bottom: 40px;\r\n}\r\n\r\n.highlight-text {\r\n  position: relative;\r\n}\r\n\r\n.highlight-text::after {\r\n  content: '';\r\n  position: absolute;\r\n  bottom: 5px;\r\n  left: -5px;\r\n  right: -5px;\r\n  height: 12px;\r\n  background: rgba(29, 46, 85, 0.15);\r\n  z-index: -1;\r\n  border-radius: 5px;\r\n}\r\n\r\n.service-intro,\r\n.service-areas,\r\n.why-choose-us,\r\n.how-it-works {\r\n  margin-bottom: 100px;\r\n  animation: fadeInUp 0.8s ease;\r\n}\r\n\r\n.intro-content p {\r\n  font-size: 1.15rem;\r\n  line-height: 2;\r\n  color: #555;\r\n  margin-bottom: 20px;\r\n}\r\n\r\n.intro-content strong {\r\n  color: #1D2E55;\r\n  font-weight: 700;\r\n}\r\n\r\n.intro-highlight {\r\n  display: flex;\r\n  align-items: flex-start;\r\n  gap: 20px;\r\n  background: rgba(29, 46, 85, 0.05);\r\n  padding: 25px;\r\n  border-radius: 15px;\r\n  border-right: 4px solid #1D2E55;\r\n  margin-top: 30px;\r\n}\r\n\r\n.intro-highlight > i {\r\n  font-size: 35px;\r\n  color: #1D2E55;\r\n  flex-shrink: 0;\r\n}\r\n\r\n.intro-highlight h4 {\r\n  font-size: 1.3rem;\r\n  color: #1D2E55;\r\n  font-weight: 800;\r\n  margin-bottom: 8px;\r\n}\r\n\r\n.intro-highlight p {\r\n  font-size: 1rem;\r\n  color: #555;\r\n  line-height: 1.7;\r\n  margin: 0;\r\n}\r\n\r\n\/* Service Areas *\/\r\n.areas-grid {\r\n  display: grid;\r\n  grid-template-columns: repeat(3, 1fr);\r\n  gap: 30px;\r\n}\r\n\r\n.area-card {\r\n  background: #ffffff;\r\n  padding: 35px 30px;\r\n  border-radius: 20px;\r\n  box-shadow: 0 10px 40px rgba(29, 46, 85, 0.08);\r\n  border: 1px solid rgba(29, 46, 85, 0.05);\r\n  transition: all 0.4s ease;\r\n  text-align: center;\r\n}\r\n\r\n.area-card:hover {\r\n  transform: translateY(-10px);\r\n  box-shadow: 0 20px 60px rgba(29, 46, 85, 0.15);\r\n}\r\n\r\n.area-icon {\r\n  width: 70px;\r\n  height: 70px;\r\n  background: linear-gradient(135deg, rgba(29, 46, 85, 0.1) 0%, rgba(29, 46, 85, 0.05) 100%);\r\n  border-radius: 15px;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  margin: 0 auto 20px;\r\n  transition: all 0.3s ease;\r\n}\r\n\r\n.area-card:hover .area-icon {\r\n  background: linear-gradient(135deg, #1D2E55 0%, #0f1a35 100%);\r\n  transform: scale(1.1);\r\n}\r\n\r\n.area-icon i {\r\n  font-size: 32px;\r\n  color: #1D2E55;\r\n  transition: all 0.3s ease;\r\n}\r\n\r\n.area-card:hover .area-icon i {\r\n  color: #ffffff;\r\n}\r\n\r\n.area-card h3 {\r\n  font-size: 1.3rem;\r\n  color: #1D2E55;\r\n  font-weight: 800;\r\n  margin-bottom: 15px;\r\n}\r\n\r\n.area-card p {\r\n  font-size: 1rem;\r\n  color: #666;\r\n  line-height: 1.7;\r\n}\r\n\r\n\/* Benefits *\/\r\n.benefits-grid {\r\n  display: grid;\r\n  grid-template-columns: repeat(3, 1fr);\r\n  gap: 30px;\r\n}\r\n\r\n.benefit-card {\r\n  background: #ffffff;\r\n  padding: 30px 25px;\r\n  border-radius: 20px;\r\n  box-shadow: 0 10px 40px rgba(29, 46, 85, 0.08);\r\n  border: 1px solid rgba(29, 46, 85, 0.05);\r\n  transition: all 0.4s ease;\r\n  text-align: center;\r\n}\r\n\r\n.benefit-card:hover {\r\n  transform: translateY(-10px);\r\n  box-shadow: 0 20px 60px rgba(29, 46, 85, 0.15);\r\n}\r\n\r\n.benefit-icon {\r\n  width: 65px;\r\n  height: 65px;\r\n  background: linear-gradient(135deg, rgba(29, 46, 85, 0.1) 0%, rgba(29, 46, 85, 0.05) 100%);\r\n  border-radius: 15px;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  margin: 0 auto 20px;\r\n  transition: all 0.3s ease;\r\n}\r\n\r\n.benefit-card:hover .benefit-icon {\r\n  background: linear-gradient(135deg, #1D2E55 0%, #0f1a35 100%);\r\n  transform: scale(1.1);\r\n}\r\n\r\n.benefit-icon i {\r\n  font-size: 28px;\r\n  color: #1D2E55;\r\n  transition: all 0.3s ease;\r\n}\r\n\r\n.benefit-card:hover .benefit-icon i {\r\n  color: #ffffff;\r\n}\r\n\r\n.benefit-card h4 {\r\n  font-size: 1.2rem;\r\n  color: #1D2E55;\r\n  font-weight: 800;\r\n  margin-bottom: 12px;\r\n}\r\n\r\n.benefit-card p {\r\n  font-size: 0.95rem;\r\n  color: #666;\r\n  line-height: 1.7;\r\n}\r\n\r\n\/* Timeline Steps *\/\r\n.steps-timeline {\r\n  display: flex;\r\n  flex-direction: column;\r\n  gap: 30px;\r\n  max-width: 800px;\r\n  margin: 0 auto;\r\n}\r\n\r\n.timeline-step {\r\n  display: flex;\r\n  align-items: flex-start;\r\n  gap: 25px;\r\n  padding: 30px;\r\n  background: #ffffff;\r\n  border-radius: 20px;\r\n  box-shadow: 0 10px 40px rgba(29, 46, 85, 0.08);\r\n  border: 1px solid rgba(29, 46, 85, 0.05);\r\n  transition: all 0.4s ease;\r\n}\r\n\r\n.timeline-step:hover {\r\n  transform: translateX(10px);\r\n  box-shadow: 0 15px 50px rgba(29, 46, 85, 0.12);\r\n}\r\n\r\n.step-number {\r\n  width: 60px;\r\n  height: 60px;\r\n  background: linear-gradient(135deg, #1D2E55 0%, #0f1a35 100%);\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  font-size: 1.8rem;\r\n  font-weight: 900;\r\n  color: #ffffff;\r\n  flex-shrink: 0;\r\n}\r\n\r\n.step-info h4 {\r\n  font-size: 1.4rem;\r\n  color: #1D2E55;\r\n  font-weight: 800;\r\n  margin-bottom: 10px;\r\n}\r\n\r\n.step-info p {\r\n  font-size: 1.05rem;\r\n  color: #666;\r\n  line-height: 1.8;\r\n  margin: 0;\r\n}\r\n\r\n\/* CTA Section *\/\r\n.service-cta-section {\r\n  padding: 100px 20px;\r\n  background: linear-gradient(to bottom, #f8f9fa 0%, #ffffff 100%);\r\n}\r\n\r\n.cta-container {\r\n  max-width: 900px;\r\n  margin: 0 auto;\r\n}\r\n\r\n.cta-content {\r\n  background: linear-gradient(135deg, #1D2E55 0%, #0f1a35 100%);\r\n  padding: 70px 40px;\r\n  border-radius: 25px;\r\n  text-align: center;\r\n  position: relative;\r\n  overflow: hidden;\r\n  animation: fadeInUp 0.8s ease;\r\n}\r\n\r\n.cta-content::before {\r\n  content: '';\r\n  position: absolute;\r\n  top: -50%;\r\n  right: -50%;\r\n  width: 200%;\r\n  height: 200%;\r\n  background: radial-gradient(circle, rgba(255,255,255,0.1) 0%, transparent 70%);\r\n  animation: rotate 20s linear infinite;\r\n}\r\n\r\n.cta-icon {\r\n  width: 90px;\r\n  height: 90px;\r\n  background: rgba(255, 255, 255, 0.15);\r\n  border-radius: 50%;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  margin: 0 auto 30px;\r\n  position: relative;\r\n  z-index: 1;\r\n}\r\n\r\n.cta-icon i {\r\n  font-size: 45px;\r\n  color: #ffffff;\r\n}\r\n\r\n.cta-content h2 {\r\n  font-size: 2.8rem;\r\n  color: #ffffff;\r\n  font-weight: 900;\r\n  margin-bottom: 20px;\r\n  position: relative;\r\n  z-index: 1;\r\n}\r\n\r\n.cta-content p {\r\n  font-size: 1.3rem;\r\n  color: rgba(255, 255, 255, 0.95);\r\n  margin-bottom: 40px;\r\n  position: relative;\r\n  z-index: 1;\r\n}\r\n\r\n.cta-buttons {\r\n  display: flex;\r\n  justify-content: center;\r\n  gap: 20px;\r\n  flex-wrap: wrap;\r\n  position: relative;\r\n  z-index: 1;\r\n}\r\n\r\n.cta-button {\r\n  display: inline-flex;\r\n  align-items: center;\r\n  gap: 12px;\r\n  padding: 20px 40px;\r\n  border-radius: 50px;\r\n  font-size: 1.1rem;\r\n  font-weight: 700;\r\n  text-decoration: none;\r\n  transition: all 0.3s ease;\r\n}\r\n\r\n.cta-button.primary {\r\n  background: #25D366;\r\n  color: #ffffff;\r\n  box-shadow: 0 10px 30px rgba(37, 211, 102, 0.4);\r\n}\r\n\r\n.cta-button.primary:hover {\r\n  transform: translateY(-5px);\r\n  box-shadow: 0 15px 40px rgba(37, 211, 102, 0.6);\r\n}\r\n\r\n.cta-button.secondary {\r\n  background: #ffffff;\r\n  color: #1D2E55;\r\n  box-shadow: 0 10px 30px rgba(255, 255, 255, 0.3);\r\n}\r\n\r\n.cta-button.secondary:hover {\r\n  transform: translateY(-5px);\r\n  box-shadow: 0 15px 40px rgba(255, 255, 255, 0.5);\r\n}\r\n\r\n\/* Contact Form Section *\/\r\n.atm-contact-form-section {\r\n  padding: 100px 20px;\r\n  background: #ffffff;\r\n}\r\n\r\n.contact-form-container {\r\n  max-width: 1400px;\r\n  margin: 0 auto;\r\n}\r\n\r\n.form-header {\r\n  text-align: center;\r\n  margin-bottom: 70px;\r\n  animation: fadeInDown 0.8s ease;\r\n}\r\n\r\n.header-badge-form {\r\n  display: inline-flex;\r\n  align-items: center;\r\n  gap: 10px;\r\n  background: rgba(29, 46, 85, 0.08);\r\n  padding: 12px 24px;\r\n  border-radius: 50px;\r\n  margin-bottom: 20px;\r\n  border: 2px solid rgba(29, 46, 85, 0.1);\r\n}\r\n\r\n.header-badge-form i {\r\n  color: #1D2E55;\r\n  font-size: 18px;\r\n}\r\n\r\n.header-badge-form span {\r\n  color: #1D2E55;\r\n  font-size: 15px;\r\n  font-weight: 700;\r\n}\r\n\r\n.form-title {\r\n  font-size: 3.5rem;\r\n  color: #1D2E55;\r\n  font-weight: 900;\r\n  margin-bottom: 20px;\r\n  letter-spacing: -1px;\r\n}\r\n\r\n.form-title .highlight-form {\r\n  position: relative;\r\n}\r\n\r\n.form-title .highlight-form::after {\r\n  content: '';\r\n  position: absolute;\r\n  bottom: 8px;\r\n  left: -5px;\r\n  right: -5px;\r\n  height: 15px;\r\n  background: rgba(29, 46, 85, 0.1);\r\n  z-index: -1;\r\n  border-radius: 5px;\r\n  transform: skew(-3deg);\r\n}\r\n\r\n.form-description {\r\n  font-size: 1.2rem;\r\n  color: #666;\r\n  margin-bottom: 20px;\r\n}\r\n\r\n.title-underline-form {\r\n  width: 100px;\r\n  height: 5px;\r\n  background: linear-gradient(90deg, transparent, #1D2E55, transparent);\r\n  margin: 0 auto;\r\n  border-radius: 10px;\r\n}\r\n\r\n.contact-grid {\r\n  display: grid;\r\n  grid-template-columns: 1fr 2fr;\r\n  gap: 50px;\r\n}\r\n\r\n.contact-info-side {\r\n  display: flex;\r\n  flex-direction: column;\r\n  gap: 20px;\r\n  animation: fadeInRight 0.8s ease 0.3s backwards;\r\n}\r\n\r\n.info-box {\r\n  background: rgba(29, 46, 85, 0.05);\r\n  padding: 25px;\r\n  border-radius: 20px;\r\n  border: 1px solid rgba(29, 46, 85, 0.08);\r\n  transition: all 0.3s ease;\r\n}\r\n\r\n.info-box:hover {\r\n  background: rgba(29, 46, 85, 0.08);\r\n  transform: translateX(10px);\r\n}\r\n\r\n.info-box-icon {\r\n  width: 50px;\r\n  height: 50px;\r\n  background: #1D2E55;\r\n  border-radius: 12px;\r\n  display: flex;\r\n  align-items: center;\r\n  justify-content: center;\r\n  margin-bottom: 15px;\r\n}\r\n\r\n.info-box-icon i {\r\n  font-size: 22px;\r\n  color: #ffffff;\r\n}\r\n\r\n.info-box h3 {\r\n  font-size: 1.2rem;\r\n  color: #1D2E55;\r\n  font-weight: 700;\r\n  margin-bottom: 10px;\r\n}\r\n\r\n.info-box p {\r\n  font-size: 1rem;\r\n  color: #555;\r\n  line-height: 1.6;\r\n  margin: 0;\r\n}\r\n\r\n.info-box a {\r\n  color: #555;\r\n  text-decoration: none;\r\n  transition: color 0.3s ease;\r\n}\r\n\r\n.info-box a:hover {\r\n  color: #1D2E55;\r\n}\r\n\r\n.contact-form-side {\r\n  background: rgba(29, 46, 85, 0.03);\r\n  padding: 40px;\r\n  border-radius: 25px;\r\n  animation: fadeInLeft 0.8s ease 0.5s backwards;\r\n}\r\n\r\n.contact-form {\r\n  display: flex;\r\n  flex-direction: column;\r\n  gap: 25px;\r\n}\r\n\r\n.form-row {\r\n  display: grid;\r\n  grid-template-columns: 1fr 1fr;\r\n  gap: 20px;\r\n}\r\n\r\n.form-group-contact {\r\n  display: flex;\r\n  flex-direction: column;\r\n}\r\n\r\n.form-group-contact.full-width {\r\n  grid-column: 1 \/ -1;\r\n}\r\n\r\n.form-group-contact label {\r\n  display: flex;\r\n  align-items: center;\r\n  gap: 8px;\r\n  font-size: 1rem;\r\n  color: #1D2E55;\r\n  font-weight: 700;\r\n  margin-bottom: 10px;\r\n}\r\n\r\n.form-group-contact input,\r\n.form-group-contact textarea {\r\n  padding: 15px 18px;\r\n  border: 2px solid rgba(29, 46, 85, 0.15);\r\n  border-radius: 12px;\r\n  font-size: 1rem;\r\n  font-family: inherit;\r\n  transition: all 0.3s ease;\r\n  background: #ffffff;\r\n}\r\n\r\n.form-group-contact input:focus,\r\n.form-group-contact textarea:focus {\r\n  outline: none;\r\n  border-color: #1D2E55;\r\n  box-shadow: 0 0 0 4px rgba(29, 46, 85, 0.1);\r\n}\r\n\r\n.form-group-contact textarea {\r\n  resize: vertical;\r\n  min-height: 150px;\r\n}\r\n\r\n.submit-contact-btn {\r\n  display: inline-flex;\r\n  align-items: center;\r\n  gap: 12px;\r\n  background: linear-gradient(135deg, #1D2E55 0%, #0f1a35 100%);\r\n  color: #ffffff;\r\n  padding: 18px 40px;\r\n  border: none;\r\n  border-radius: 50px;\r\n  font-size: 1.1rem;\r\n  font-weight: 700;\r\n  cursor: pointer;\r\n  transition: all 0.3s ease;\r\n  box-shadow: 0 10px 30px rgba(29, 46, 85, 0.3);\r\n}\r\n\r\n.submit-contact-btn:hover {\r\n  transform: translateY(-3px);\r\n  box-shadow: 0 15px 40px rgba(29, 46, 85, 0.4);\r\n}\r\n\r\n.submit-contact-btn.loading {\r\n  pointer-events: none;\r\n  opacity: 0.7;\r\n}\r\n\r\n.form-message {\r\n  padding: 15px 20px;\r\n  border-radius: 12px;\r\n  font-size: 1rem;\r\n  font-weight: 600;\r\n  text-align: center;\r\n  animation: slideInUp 0.4s ease;\r\n}\r\n\r\n.form-message.success {\r\n  background: #10B981;\r\n  color: #ffffff;\r\n}\r\n\r\n.form-message.error {\r\n  background: #EF4444;\r\n  color: #ffffff;\r\n}\r\n\r\n\/* Animations *\/\r\n@keyframes fadeInUp {\r\n  from {\r\n    opacity: 0;\r\n    transform: translateY(40px);\r\n  }\r\n  to {\r\n    opacity: 1;\r\n    transform: translateY(0);\r\n  }\r\n}\r\n\r\n@keyframes fadeInDown {\r\n  from {\r\n    opacity: 0;\r\n    transform: translateY(-40px);\r\n  }\r\n  to {\r\n    opacity: 1;\r\n    transform: translateY(0);\r\n  }\r\n}\r\n\r\n@keyframes fadeInRight {\r\n  from {\r\n    opacity: 0;\r\n    transform: translateX(-40px);\r\n  }\r\n  to {\r\n    opacity: 1;\r\n    transform: translateX(0);\r\n  }\r\n}\r\n\r\n@keyframes fadeInLeft {\r\n  from {\r\n    opacity: 0;\r\n    transform: translateX(40px);\r\n  }\r\n  to {\r\n    opacity: 1;\r\n    transform: 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